SIP Calculator
Estimate the future value of your Systematic Investment Plan (SIP) in Indian mutual funds. Plan your long-term wealth creation with ease.
Build Wealth with Systematic Investment Plans (SIP)
In India, SIP has become one of the most popular ways to invest in the stock market through mutual funds. Whether you are a salaried professional or a business owner, a Systematic Investment Plan allows you to build a substantial corpus over time by investing small, manageable amounts every month.
Why use a SIP Calculator?
Goal-Based Planning
Whether it's for your child's education, a new home, or retirement, knowing how much to invest monthly is the first step toward achieving your financial goals.
Compounding Magic
See how investing for 5 extra years can potentially double your final wealth. The longer you stay invested, the more you benefit from compounding.
Expected Returns in India
While mutual fund returns are subject to market risks, historically, Indian equity markets have provided average returns of 12% to 15% over the long term (10+ years). Debt funds typically offer 6% to 8%, while hybrid funds offer a middle ground of 9% to 12%.
SIP vs Lumpsum: Which is better?
SIP is generally recommended for most investors because it removes the need to "time the market." Through Rupee Cost Averaging, you buy more units when the market is low and fewer when it's high, effectively averaging out your purchase cost over time.