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Calculate TDS on salary, interest, rent, and other income. Free Tax Deducted at Source calculator for India.
Compare Old vs New tax regimes for FY 2025-26
Include salary, interest, and other sources
Applies only to Old Tax Regime
Smart Recommendation
You will save ₹1,32,600 in taxes annually.
Total Tax Payable
₹93,600
Effective Rate
6.24%
Standard Ded.
₹1,00,000
Total Tax Payable
₹2,26,200
Effective Rate
15.08%
Exemptions
₹2,00,000
Under the New Tax Regime for FY 2025-26, salaried individuals with taxable income up to ₹12,00,000 pay zero income tax due to tax rebates.
The standard deduction for salaried individuals and pensioners has been increased to ₹1,00,000 in the New Tax Regime (Budget 2025).
The New Tax Regime remains the default choice. If you wish to claim deductions like 80C or 24(b), you must explicitly opt for the Old Regime.
Tax Deducted at Source (TDS) collects tax at income generation. Applies to salary, interest, rent, commission, professional fees. Rates 0.1% to 30%.
Use our TDS Calculator to get accurate results instantly. You may also want to explore our Income Tax Calculator or Salary Calculator.
The calculator applies the applicable TDS rate to your income based on the payment type and your tax profile to compute the TDS amount.
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Input your tds calculator parameters including principal amount, interest rate, and tenure.
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Use the sliders or numeric inputs to fine-tune your values for accurate results.
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Your results update in real-time showing EMI, total interest, and total payment.
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Check the amortization schedule, charts, and download the PDF report for your records.
TDS rates vary: Salary (progressive slabs), Interest (10%), Rent - HUF/Individual (10%), Rent - Others (30%), Professional Fees (10%), Commission (5%).
1Interest income: ₹1,00,000
2TDS threshold exceeded: Yes
3TDS rate: 10%
4TDS amount: ₹10,000
5Net interest received: ₹90,000
TDS: ₹10,000
Our TDS Calculator uses the standard formula adopted by all major Indian banks and financial institutions. The calculation engine processes your inputs in real-time with 99.9% accuracy. All formulas are verified against official bank calculation methods and regulatory guidelines.
Last reviewed: 2026-06-11. We update our calculations whenever regulatory changes occur (tax slabs, interest rates, TDS rules, etc.).
Find answers to common questions about this calculator below.
TDS (Tax Deducted at Source) is tax deducted by the payer before making certain payments. TDS rates vary by payment type: salary (as per slab), interest (10%), rent (10-30%), professional fees (10%), and commission (5%).
TDS on interest is 10% if total interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year. 20% TDS applies if PAN is not provided. No TDS if Form 15G/15H is submitted.
At slab rate based on estimated annual income. No TDS if below exemption limit.
10% if interest >₹40K (₹50K seniors). Savings threshold ₹10K.
7th of following month. March by April 30. Late: 1%/mo penalty.
TDS certificate from employer. Salary breakup and tax details. Issued by June 15.
Excess: claim refund in ITR. Short: pay balance. Corrector files correction.